We combine breakthrough technology and customer-centric experiences to empower consumers with better online credit solutions.

empowering consumers

The Need

50+

MILLION

U.S. adults are underbanked

The FDIC estimates that 51.1 million underbanked adults who have a bank account also rely on alternative financial services outside of the traditional banking system

33%

OF POPULATION

have non-prime credit scores

According to Experian, 33% of U.S. consumers have a Fair or Poor FICO score (<670)

37%

OF AMERICANS

can't afford $400 for an unexpected expense

The Federal Reserve Bank of New York found that 37% of Americans would not be able to cover an unexpected expense of $400

empowering consumers

The BRAVIANT SOLUTION

TECH
ENABLED

digital borrowing experience

INNOVATIVE
ANALYTICS

to increase credit access

BIG DATA
UTILIZATION

to find the right solution for customers

transformative
technology

Technology has the potential to impact and improve every aspect of our lives. Lending is no different.
‍
Our proprietary approach to solving customer's problems by leveraging cutting-edge data and technology provides the foundation that enables us to streamline the borrowing process and transform how people access credit online.

As technology evolves, we continue to explore new ways to deliver the ultimate digital borrowing experience – now and in the future.

Customer-Centric Mentality

ensures we prioritize customer success above all else

Responsive Web Design

provides optimized viewing and interaction on any device

Real-Time Underwriting

engine assesses fraud risk and creditworthiness in seconds

Automated Verification

reduces friction during loan origination

innovation
in analytics

Nobody questions the power of big data these days, but the lending industry remains behind the curve.
‍
We think it is time for that to change. Our custom models provide an amplified view of ability and willingness to repay that consistently outperforms traditional credit scores.

The impact? A better financial future for millions of underbanked consumers.

OUR METHODS

Broad Data Sources

provide thousands of unique attributes to assess creditworthiness

Machine Learning

models guided by human insights unlock unparalleled value

OUR RESULTS

We combine breakthrough technology and customer-centric experiences to empower consumers with better online credit solutions.

empowering consumers

empowering consumers