who we are

Vincent is experienced in business strategy and product development, with over a decade of experience in consumer lending. He has held a variety of roles in origination strategy, collections strategy, servicing strategy, and new product development. He received his B.S in Industry Engineering and B.S in Mathematics and Statistics from Purdue University.

Chris has over a decade of consumer financial services experience and is responsible for overseeing Braviant’s legal and compliance functions. Prior to joining Braviant in 2017, Chris served as in-house counsel at PLS Financial Services, where he supported its consumer lending, money transmission, and auto finance lines of business and advised on licensing, marketing, strategic partnerships, regulatory compliance, and data privacy issues. Chris began his legal career in Washington, DC as an associate at McIntyre & Lemon, PLLC, where he advised clients on consumer finance, corporate, and regulatory matters. Chris received his B.A. in Political Science from the University of Tennessee and his J.D. from Georgetown University Law Center. He is licensed to practice law in New York, Washington, DC, and Illinois.

Krithika is a seasoned product leader with over 15 years of experience in financial services and technology innovation. She has held diverse roles across digital payments, personal lending, and product strategy at Discover Financial Services, Tata Consultancy Services and other leading organizations. Krithika holds a Bachelor’s degree in Electrical and Electronics Engineering from Anna University, India.

Dalton brings nearly a decade of experience in consumer lending and credit risk management. Prior to joining Braviant, he was an early member of the credit organization at Regional Finance, where he helped build and scale credit strategy across multiple products and channels, including branch, digital, direct mail, and auto portfolios, managing over $2 billion in receivables. He has deep expertise in underwriting strategy, portfolio segmentation, and fraud risk, and is known for translating complex data into clear, actionable decisions that improve credit performance and portfolio profitability. Dalton holds a B.A. in Economics from Kenyon College and an MBA from South University.